Apple Cash – How To Send Money To Bank Or Debit Card:

Did you just download Apple Cash? If you have, you just made it easier and convenient for you to transfer money. With Apple Cash, you can send money immediately or in 1 to 3 working days. See how:

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Transferring Money From Apple Cash To Your Debit Card Or Bank Account

Apple Cash makes it possible for you to send money to a Visa debit card or to a bank account by utilizing a bank transfer which is great if you, like me use the apple pay servicea lareadt. Before we continue be aware that to use Apple Cash’s Instant Transfer feature 1st you need to have an iphone and 2. your iPhone has to be at least version 1OS 12.2. Once you have this however using the Instant Transfer feature is easy and simple with money transfers to your debit card possible in under an hour.

person using apple cash app to transfer cash to debit card

Here’s how it works:

  1. On the iPhone, access your Wallet App then tap the Apple Cash card. From there tap the icon
  2. On the iPad, access the “Settings” app then tap “Wallet & Apple Pay”. From there, tap on your Apple Cash card.
  3. Tap the instruction, “Transfer to Bank”.
  4. After you’ve entered the amount that you are transferring, tap “Next”.
  5. Then, tap “Instant Transfer”.
  6. Choose the Visa debit card that you want to send the money to. Then, select the billing information for the Visa card.
  7. You can expect your money to be transferred within 30 minutes time.

If you haven’t included a Visa debit card yet, simply tap “Add Card”. Follow the set of instructions that are presented on the screen on how to add your Visa debit card to Apple Cash.

If you want to transfer money from Apple Cash to your bank account, you will have to run a bank transfer. Please take note that unlike the money transfer feature for the Visa debit card, transferring money to your bank account will take up to 3 working days.

  1. If via iPhone; access the Wallet App then tap Apple Cash card. Then tap the icon.
  2. If via iPad; access the “Settings” app, tap “Wallet & Apple Pay”. Finally, tap your Apple Cash card.
  3. If via Apple Watch; follow the same procedures as the iPhone.
  4. Tap the instruction, “Transfer to Bank”.
  5. Once you’ve entered the amount of money that you want to transfer, tap “Next”.
  6. Select “1 – 3 Business Days”.
  7. Use “Face ID”, “Touch ID”, or the passcode to confirm the transaction.
  8. Your bank account will receive the funds within 3 days.

Similar to the transfer feature for the debit card, if you haven’t entered a bank account number yet, follow the step-by-step instructions on how to add one to your Apple Cash card. If you want to be sure that your money was transferred successfully to your bank account, request your bank for its latest statement.

Update Your Bank Account Information Via Apple Cash – It’s Easy!

Keeping your bank account information is very important to avoid inconveniences in transacting with the bank. Now, with Apple Cash, updating your bank account information has been made faster and easier.

apple cash card app on iphone
  1. If via iPhone; access the Wallet App then tap Apple Cash card. From there tap the icon.
  2. If via iPad; access the “Settings” app, tap “Wallet & Apple Pay”. Finally, tap your Apple Cash card.
  3. If via Apple Watch; follow the same procedures as the iPhone to edit your information.
  4. Choose “Bank Account”.
  5. Select the bank account with the information that you want to update.
  6. Tap “Delete Bank Account Information”.
  7. Tap the same instruction a second time to confirm.
  8. You can now edit your bank information.
  9. If you want to edit your account number or routing number, tap next to it, put in the new information, confirm them, and tap “Next”.

Please take note that Apple Cash will automatically update your information on all of the devices where you sign in via Apple ID.

Here are a few reminders on using Apple Cash to transfer money to your bank account:

  • Maximum amount of transfer per single transaction is $10,000.
  • Maximum amount of transfer within a 7-day period is $20,000.
  • Money transfer via Apple Cash can only be done to US-based bank accounts.
  • You will not incur fees when using Apple Cash to transfer money to your bank account.

If you are having problems transacting via Apple Cash, check the following:

  • Make sure you iOS is the latest version.
  • Find out if your device is capable or eligible to effect the transaction.
  • Check to make sure that there is Internet connectivity in your area.

Final reminders on the use of Apple Cash:

apple logo outside store
  1. When transferring money to a bank make sure of the following:
    • Your US-based bank account can accommodate the transaction.
    • Your information on the account number and routing number is accurate.
  2. When transferring money to your debit card, check and verify the billing address.
  3. Verify the transfer limits. The minimum account of money you can transfer is $1. However, if your account balance is below $1, transferring the total balance may be allowed.
  4. Don’t use accents when entering your name.
  5. Only persons who are 18 years or older and are US citizens can avail of the money transfer features of Apple Cash as confirmed by Green Dot Bank which is a member of the FDIC.
  6. You will be charged a flat fee of 1% per every instant money transfer to your debit card. There will be no feeds charged when using Apple Cash to transfer money to your bank account.

As a final reminder, always double-check the information that you put whenever you transact using Apple Cash. If the information is wrong; specifically your bank account information, your money could be transferred to another account.